.Union Money Management Official Nirmala Sitharaman3 minutes read Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Minister Nirmala Sitharaman introduced that the government intends to open up over 30 thousand new PMJDY profiles throughout 2024-25.Rundown reporters, Sitharaman revealed that as of August 14, 2024, a total of 531.3 million Jan-Dhan accounts have actually levelled due to the fact that the scheme's launch a many years earlier, with a collective deposit difference of Rs 2.3 trillion.The average difference every profile has actually enhanced from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 percent of these profiles are actually presently active." PMJDY has played a critical task throughout the astronomical, particularly for ladies," claimed Sitharaman.Despite the allocation for zero balance and the lack of a minimum equilibrium criteria, simply 8.4 per cent of the profiles keep a no equilibrium. The program has actually been actually particularly successful in rural and also semi-urban places, where 66.6 percent of the profiles are located.As of August 14, 2024, women account holders exemplify 55.6 per-cent of the overall accounts, amounting to 295.6 million profiles, according to the Department of Money management.
Currently, 99.95 percent of all resided communities possess banking facilities available within a 5-kilometre span through numerous touchpoints, consisting of financial institution divisions, automated teller equipments, banking contributors, and India Message Repayments Financial Institution.Since August 14, 2024, there more than 1.73 billion important CASA (bank account interest-bearing account) accounts in the country, featuring greater than 530 million surgical PMJDY profiles.Relating to social security schemes, Sitharaman highlighted that over 200 thousand cumulative enrolments have actually provided life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly premium of Rs 436.Also, over 450 million increasing enrolments have actually offered 1 year unexpected cover of Rs 2 lakh (for death or irreversible overall handicap) as well as Rs 1 lakh (for permanent limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a costs of Rs 20 yearly.The Atal Pension plan Yojana has actually enrolled over 68 thousand clients.In terms of credit-linked plans, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand cumulative financings totaling up to Rs 29.93 mountain (since July 12, 2024) have actually been actually sanctioned to provide collateral-free institutional financial to mini as well as small business units around Rs 10 lakh for income-generating activities.Under the Rise India Program, 236,000 increasing loans totalling Rs 53,609 crore (as of July 15, 2024) have actually been approved to Arranged Caste, Scheduled Group, and girls entrepreneurs for putting together greenfield ventures.Furthermore, the Pradhan Mantri SVANidhi scheme has actually approved car loans worth Rs 12,630 crore to 6.52 thousand road suppliers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY advancing down payment remainder of Rs 2.3 trillion.u00b7 There are over 1.73 billion important CASA profiles.u00b7 Women account holders consist of 55.6% of total profiles.Initial Posted: Aug 27 2024|9:37 PM IST.